The Virtual Appointment

Step 1:  Call or e-mail to set up appointment

Step 2:  Open your e-mail assignment and collect necessary documents

Step 3: Go to your computer and click on the link for the online meeting.

No waiting to confirm information - Prepare, Review, Submit and Approve your application with a LIVE LOAN OFFICER in real time.

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With a Pre-Application kit, you can step to the front of the line. 

3.)  Pre-Application Processs

Get the Best Rates by Stepping to the Front of the Line

You've submitted your application, now all you have to do is wait for approval, right?  How long is that line? If you are starting today, that line is at least 60 days long.  15 day underwriting turnaround times are standard.  Appraisals, title searches and all of the support staff are deluged with volume.

You can speed this process up by making sure your application is 100% complete initially.  Don't wait for your lender to call you and ask for a document - give him everything he needs in advance. 

It's human nature - if a processor picks up a thin loan file that has to be reviewed and requires a lot of processing, it's going to be sitting on her desk for a long time anyway.  She might as well get the one that doesn't need any more work off her desk.  If your application is complete, PRESTO! - you just moved to the front of the line.